Running an oil rig, or simply operating a complex ship with lots of different working parts that could go wrong, might bring your dockside facilities into contact with fire. When these exposures happen, as damaging as they may be, OSHA has multiple documents that companies can peruse to understand the goals they need to accomplish as they purchase insurance.

The Standard Fire Protection FAQs that this agency features on its website can be a starting point for companies to refresh themselves on what they need to know.

Specific attention should be paid to the way that the fires are put out and the types of firefighters that are sought out. And just as it's important to know when you need to have fire protections at the ready, you also need to know when there aren't any required.

This is also covered under the FAQ, which describes both the activities and circumstances that might require a "fire watch" to be present. This includes when certain open flames might ignite nearby flammable materials and exposed surfaces, but some material can be left near a work site in certain conditions, provided that there is some sort of protection in place.

Boat dock insurance needs to be comprehensive and include all the potential dangers or it's of little use: this FAQ does date back to 2006, so some interpretation might be needed. Fortunately, experienced marine insurers will know the specific guidelines they work under and can not only steer you down the right path, but caution you against employing unnecessary precautions.

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